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PRESCIENCE CONSEILS
PRESCIENCE CONSEILS is a personal insurance brokerage firm, serving executives and individuals since 2012.
As a partner of Groupe RUFF & ASSOCIÉS, we help entrepreneurs and private individuals to define and prioritize their social protection and wealth management objectives, in order to develop the strategies best suited to their needs.
As a member of the ACP network, we maintain privileged relationships with leading insurance companies.
Our network, both local and international, enables us to offer a tailor-made service to our customers.
Offering you the best insurance
Are you a business owner, private individual, employee or retiree?
As an independent insurance broker, our number-one objective is to protect you, whatever your needs.
Thanks to our expertise and our network, we can offer you the best contracts and services to suit your situation and your projects.
From analyzing your financial and professional situation, to underwriting policies and managing claims, we’re with you every step of the way.
Our services
Loan Insurance
Loan Insurance
Borrower's insurance for mortgages is an individual or group insurance contract that protects you in the following ways
your family, but also your bank, which is financing the property purchase.
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Pension
Pension
Whether you're a shopkeeper, craftsman, self-employed professional or employee, what if an accident, illness, disability or even death were to strike tomorrow?
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Life insurance
Life insurance
Life insurance is the preferred financial investment of the French. It allows you to save money with the aim of passing it on to a beneficiary, and offers a number of advantages: lower taxation, and easier capital transfer.
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Health insurance
Health insurance
Taking out a complementary health insurance policy is becoming an essential part of your health budget, especially as the list of less-well-reimbursed healthcare procedures grows longer every year.
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Retirement Strategy & Review
Retirement Strategy & Review
How to obtain a false career statement? When is the right time to retire? How much will I receive? What are the formalities for liquidating your pension?
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Audit Protection
Audit Protection
Company directors and managers: your business assets often represent a large part of your wealth and your family's main source of income.
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A consultative, human approach
With complete independence, PRESCIENCE CONSEILS helps you at all times to structure and negotiate the insurance package best suited to your needs, combining the privileged management services of major insurance companies with the proximity of an expert broker.
1. Listen to
Understand your situation, needs and prospects.
2. Analyze
Define a customized asset protection and optimization strategy.
3. Recommend
Propose solutions to achieve your objectives.
4. Insure
Anticipate and adapt to the many changes in your life and your projects.
5. Sustain
Constantly reassess your expectations for a long-term, agile solution.
Better advice, better protection
With complete independence, PRESCIENCE CONSEILS helps you at all times to structure and negotiate the insurance package best suited to your needs, combining the privileged management services of major insurance companies with the proximity of an expert broker.
Insurance brokerage experts
As independent brokers, we provide an essential link between you, your needs, your projects and insurance companies. Whatever your situation, we are committed to obtaining the most suitable contracts for you, with an optimum guarantee-price ratio.
100% customized advice
Searching for the best service provider, providing support, complying with clauses, helping to conclude a contract and terminate unsuitable contracts, managing procedures in the event of a claim, etc. We offer you 360° support, saving you time and money.
Access to an exclusive network
As a member of the ACP network, we maintain privileged relationships with major insurance companies, giving you access to exclusive and advantageous conditions, as well as to investments usually reserved for private bank clients. At the same time, you can benefit from the expertise of our accounting partner, RUFF & ASSOCIÉS.
A reliable network of recognized brands
For over ten years, our network of partners*, both local and international, has enabled us to offer our customers a tailor-made service to best meet their needs.
(*) Non-exhaustive list
(*) Non-exhaustive list
